Home loan interest by sbi- [ SBI होम लोन का ब्याज]
THE MOST PREFERRED HOME LOAN PROVIDER" voted in AWAAZ home loan interest by sbiConsumer Awards along with the MOST PREFERRED BANK AWARD in a survey conducted by TV 18 in association with AC Nielsen-ORG Marg in 21 cities across India. SBI Home Loans come to you on the solid foundation of trust and transparency built in the tradition of SBI. It includes options for purchase of ready built property, purchase of under construction property, home loan interest by sbipurchase of pre-owned homes, construction of a house, extension of house and repair/renovation.
Features-home loan interest by sbi
Home Loan products to suit every customers need
Low Interest Rates
Low Processing Fee
No Hidden Charges
No Pre Payment Penalty
Interest charges on Daily Reducing Balance
Repayment up to 30 years
Home Loan Available as Overdraft
Interest Concession for Women Borrowers
Low Interest Rates
Low Processing Fee
No Hidden Charges
No Pre Payment Penalty
Interest charges on Daily Reducing Balance
Repayment up to 30 years
Home Loan Available as Overdraft
Interest Concession for Women Borrowers
Eligibility-home loan interest by sbi
Resident Type: Resident Indian
Minimum Age: 18 years
Maximum Age: 70 years
Loan Tenure: up to 30 years.
Loan Amount: Click Here
Minimum Age: 18 years
Maximum Age: 70 years
Loan Tenure: up to 30 years.
Loan Amount: Click Here
Interest Rates & Fees
*Interest rate will vary as per the risk score of the customer
** Based on LTV of the Customer
Consolidated Processing Fee structure (including Advocate Fee and Valuer Fees) will be as under-home loan interest by sbi
“0.40% of the loan amount plus applicable GST subject to a minimum of Rs 10000/- and maximum of Rs 30000/- plus GST.
However, for builder tie up projects where individual TIR and Valuation Is not required: 0.40% of loan amount subject to max. recovery of Rs. 10000/- plus applicable tax.
And, if TIR and Valuation is required, then normal charge as mentioned above will be applicable.
Click here to view old Interest Rates
List of papers/ documents applicable to all applicants:-home loan interest by sbi
- Employer Identity Card
- Loan Application: Completed loan application form duly filled in affixed with 3 Passport size photographs
- Proof of Identity (Any one): PAN/ Passport/ Driver’s License/ Voter ID card
- Proof of Residence/ Address (Any one): Recent copy of Telephone Bill/ Electricity Bill/Water Bill/ Piped Gas Bill or copy of Passport/ Driving License/ Aadhar Card
Property Papers:-home loan interest by sbi
- Permission for construction (where applicable)
- Registered Agreement for Sale (only for Maharashtra)/Allotment Letter/Stamped Agreement for Sale
- Occupancy Certificate (in case of ready to move property)
- Share Certificate (only for Maharashtra), Maintenance Bill, Electricity Bill, Property Tax Receipt
- Approved Plan copy (Xerox Blueprint) & Registered Development Agreement of the builder, Conveyance Deed (For New Property)
- Payment Receipts or bank A/C statement showing all the payments made to Builder/Seller
Account Statement:-home loan interest by sbi
- Last 6 months Bank Account Statements for all Bank Accounts held by the applicant/s
- If any previous loan from other Banks/Lenders, then Loan A/C statement for last 1 year
Income Proof for Salaried Applicant/ Co-applicant/ Guarantor:-home loan interest by sbi
- Salary Slip or Salary Certificate of last 3 months
- Copy of Form 16 for last 2 years or copy of IT Returns for last 2 financial years, acknowledged by IT Dept.
Income Proof for Non-Salaried Applicant/ Co-applicant/ Guarantor:-home loan interest by sbi
- Business address proof
- IT returns for last 3 years
- Balance Sheet & Profit & Loss A/c for last 3 years
- Business License Details(or equivalent)
- TDS Certificate (Form 16A, if applicable)
- Certificate of qualification (for C.A./ Doctor and other professionals)
